FirstCash Holdings, Inc.
Industry Group: Diversified Financials
Country/Region: United States of America
Identifier: NAS:FCFS
FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. The the company has three reportable segments: U.S. pawn; Latin America pawn; and Retail POS payment solutions (AFF). It derives majority revenue from U.S. Pawn segment. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Close to 30% of total company revenue comes from interest earned on the loans. Close to 70% of total revenue comes from reselling forfeited property in the company's retail stores.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 453 out of 874
Universe
Global Universe 9344 out of 15094
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
L&T Finance Ltd. |
16.1
Low
|
83 out of 874 |
Tokyo Century Corp. |
17.2
Low
|
110 out of 874 |
SLM Corp. |
21
Medium
|
213 out of 874 |
FirstCash Holdings, Inc. |
27.9
Medium
|
453 out of 874 |
Shandong Hi-Speed Holdings Group Ltd. |
32.2
High
|
634 out of 874 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
FirstCash Holdings, Inc.'s Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
FirstCash Holdings, Inc.'s Management of ESG Material Risk is Average
How do the ESG Risk Ratings work?
Controversy Rating
Highest Controversy level that has impacted FirstCash Holdings, Inc.'s ESG Risk Rating in the last three years
Highest Controversy Level