AIFUL Corp.
Industry Group: Diversified Financials
Country/Region: Japan
Identifier: TKS:8515
Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 521 out of 833
Universe
Global Universe 9846 out of 14657
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
Eos Energy Enterprises, Inc. |
24.7
Medium
|
314 out of 833 |
Ricoh Leasing Co., Ltd. |
26.2
Medium
|
377 out of 833 |
SBFC Finance Ltd. |
26.3
Medium
|
378 out of 833 |
Navient Corp. |
29.6
Medium
|
508 out of 833 |
AIFUL Corp. |
29.9
Medium
|
521 out of 833 |
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Sustainalytics' Peer Performance Insights gives an in-depth analysis of your company's ESG strengths and weaknesses compared to your competitors and industry performance. These insights can be used to identify areas of ESG improvement to help inform future management decisions that align with your organization's sustainability goals.
Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
AIFUL Corp.'s Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
AIFUL Corp.'s Management of ESG Material Risk is Weak